Cost of Living in Scottsdale, AZ
What it really costs to live, buy, and own a home in Scottsdale
Is Scottsdale Expensive?
Scottsdale is considered one of the more expensive cities in Arizona, but the value comes from lifestyle, location, and long-term investment potential.
Compared to nearby cities, Scottsdale offers better amenities, cleaner neighborhoods, and stronger resale value.
If you’re deciding where to live, compare this with our Scottsdale vs Phoenix and Where to Live in Scottsdale guides.
Explore the best neighborhoods
Home Prices in Scottsdale
Property Taxes in Scottsdale
Arizona has relatively low property taxes compared to other states, which helps offset higher home prices.
Your total tax amount depends on location, home value, and whether you’re in areas like 85254 where Phoenix taxes may apply.
See full details on our Scottsdale property tax guide.
Explore Scottsdale Neighborhoods
Utilities & Monthly Costs
Monthly utilities in Scottsdale can vary depending on home size and season.
Summer electric bills can increase due to air conditioning, while water and trash services are generally moderate.
Newer homes in areas like 85255 tend to be more energy efficient.
Everyday Expenses
Groceries, dining, and entertainment in Scottsdale are slightly higher than the national average, especially in areas near Old Town and North Scottsdale.
However, residents benefit from high-quality restaurants, shopping centers, and year-round events.
Learn more about lifestyle in our Living in Scottsdale guide.
Ask Kelie about family-friendly areas
Work With a Scottsdale Relocation Expert
Understanding the true cost of living goes beyond just home price. It’s about choosing the right area for your budget and lifestyle.
We help buyers break down costs and find the best value in Scottsdale.
Schedule a relocation consultation or learn more about our team.
Schedule a consultation
Helpful Scottsdale Cost & Living Resources
Use these resources to explore Scottsdale neighborhoods and compare areas.
Neighborhood Guides
- Moving to Scottsdale
- Where to Live
- Property Taxes
- Schedule Consultation
- City of Scottsdale
- APS Electric
FAQs About Cost of Living in Scottsdale
1) Is Scottsdale expensive to live in?
Yes, Scottsdale is more expensive than most Arizona cities, mainly due to housing. However, it offers strong value and lifestyle benefits.
2) What is the average home price in Scottsdale?
3) Are property taxes high in Scottsdale?
No, Arizona has relatively low property taxes. See our tax guide for details.
4) How much are utilities in Scottsdale?
Utilities vary, but electric bills increase in summer due to air conditioning usage.
5) Is Scottsdale more expensive than Phoenix?
Yes, Scottsdale is generally more expensive. Compare in our Scottsdale vs Phoenix guide.
7) Is Scottsdale worth the cost?
For many buyers, yes. Scottsdale offers lifestyle, safety, and long-term value.
8) How much income do you need to live in Scottsdale?
This depends on your lifestyle, but most buyers plan for mid-to-high income levels.
9) Are groceries expensive in Scottsdale?
Groceries are slightly above average but comparable to other major cities.
10) Should I buy or rent in Scottsdale?
Buying often builds long-term value. Learn more in our relocation guide.
Understand the Real Cost of Living in Scottsdale
We’ll help you find the best area based on your budget and lifestyle
Contact Kelie to get started
KEEP EXPLORING
Your next useful stop.
SCOTTSDALE, ONE AREA AT A TIME
Find your part of Scottsdale.
Choose a ZIP code on the map or below to start exploring.
Select a Zip Code
85254
The Magic Zip Code (85254)
One of the most in-demand areas for buyers relocating to Scottsdale. Known for its location, convenience, and strong long-term value, this area sits right near Kierland, Desert Ridge, and top shopping and dining.
Neighborhoods:
- Kierland area
- Paradise Valley Village nearby
- Tatum Corridor
Why Buyers Choose It:
- Central location near shopping, dining, and major roads
- High demand area with strong resale and long-term value
- Close to Kierland Commons and Scottsdale Quarter
Best For:
- Buyers relocating who want a safe, proven area
- Families looking for convenience and access
- Buyers focused on long-term value and demand
85251
Old Town Scottsdale (85251)
The most walkable and active area in Scottsdale. If you want to be close to restaurants, nightlife, shopping, and entertainment, this is where everything is happening.
Neighborhoods:
- Old Town Scottsdale
- Scottsdale Arts District
- Scottsdale Waterfront
Why Buyers Choose It:
- Walkable lifestyle with restaurants, bars, and shopping
- Close to Scottsdale Fashion Square and entertainment
- Strong demand for condos, second homes, and short-term living
Best For:
- Young professionals
- Second-home buyers
- Buyers who want an active, urban Scottsdale lifestyle
85257
South Scottsdale (85257)
One of the best areas for buyers looking to get into Scottsdale at a more approachable price point. This area is close to Old Town, ASU, and Tempe, with strong upside for long-term value and growth.
Neighborhoods:
- Scottsdale Estates
- Inmar Terrace
- Trails at Scottsdale
Why Buyers Choose It:
- More affordable entry point into Scottsdale
- Close to Old Town, ASU, Tempe, and major freeways
- Strong potential for appreciation and investment
Best For:
- First-time buyers
- Investors and rental property buyers
- Buyers looking for value with long-term upside
85250
Park Scottsdale (85250)
One of the best areas in Scottsdale for buyers who want a true neighborhood feel close to everything. This is classic Scottsdale living with established homes, strong community feel, and easy access to Old Town, the Greenbelt, and major shopping.
Neighborhoods:
- Park Scottsdale
- Village Grove
- New Papago Parkway
Why Buyers Choose It:
- Central location with quick access to Old Town and Loop 101
- Established neighborhoods with character (not cookie-cutter)
- Greenbelt access with parks, lakes, and biking paths
Best For:
- Buyers relocating to Scottsdale who want a safe, proven area
- Families looking for community and convenience
- Buyers who want central access without paying North Scottsdale prices
85258
McCormick Ranch & Gainey Ranch (85258)
One of the most established and desirable areas in Scottsdale, known for lakes, golf courses, greenbelts, and a true resort-style feel in a central location.
Neighborhoods:
- McCormick Ranch
- Gainey Ranch
Why Buyers Choose It:
- Lakes, golf courses, and mature landscaping
- Central location with easy access to everything
- Strong reputation as a classic upscale Scottsdale area
Best For:
- Move-up buyers
- Second-home buyers
- Buyers wanting a resort-style Scottsdale lifestyle
85259
East Scottsdale (85259)
A quieter, more private part of Scottsdale with larger lots, mountain views, and upscale communities. This area offers a more residential feel while still being close to everything.
Neighborhoods:
- Ancala
- Stonegate
- Rio Montana
Why Buyers Choose It:
- Mountain views and scenic desert surroundings
- Gated communities and larger homesites
- Less traffic and a quieter overall feel
Best For:
- Luxury buyers wanting privacy
- Families looking for quieter neighborhoods
- Buyers relocating who want space and views
85260
Central Scottsdale & Shea Corridor (85260)
A highly practical and central location that gives buyers access to everything. This area offers a wide range of home types, strong convenience, and easy commuting across Scottsdale.
Neighborhoods:
- Shea Corridor
- Scottsdale Airpark nearby
- Central Scottsdale communities
Why Buyers Choose It:
- Central location with quick access across Scottsdale
- Wide range of homes and price points
- Close to shopping, dining, and business centers
Best For:
- Relocation buyers who want flexibility
- Families needing convenience and access
- Buyers looking for value in a central location
85255
North Scottsdale (85255)
Known for newer communities, luxury homes, and a more spacious desert feel. This area offers golf, mountain views, and some of Scottsdale’s most desirable master-planned neighborhoods.
Neighborhoods:
- DC Ranch
- Grayhawk
- McDowell Mountain Ranch
Why Buyers Choose It:
- Newer homes and master-planned communities
- Mountain views, golf, and upscale lifestyle
- Strong appeal for luxury and relocation buyers
Best For:
- Luxury buyers
- Families wanting newer homes and communities
- Buyers relocating for lifestyle and space
GOOD PEOPLE. A CLEAR NEXT STEP.
Let’s find your
kind of home.
A 15-minute phone conversation with Kelie is a good place to start.
